In partnership with

CapitalPad: Big returns from small, profitable businesses 🪚

Invest in America's "boring" businesses with ​CapitalPad​

As baby boomers retire, over $10 trillion in small businesses will change hands in the coming decades.

​CapitalPad​ connects accredited investors with high-potential small business acquisitions.

These "boring businesses" — like dry cleaners, HVAC companies, and flooring services—are cash-flowing, stable, and recession-resistant.

Why Invest with CapitalPad?

• Potentially high returns: According to the Stanford Search Fund Study, SMBs deliver an average 35.1% IRR.

• Curated: These deals are rigorously vetted for stability and growth potential.

• Hands-off: CapitalPad’s acquirers handle operations, you collect the returns.

• Transparent Fees: No management fees — just a 20% carry on profits

• "Skin in the game": CapitalPad’s team invests in every deal

• Reasonable minimums Accredited investors can start with as little as $10,000 per deal.

• Boring business advantage: These cash-flowing businesses are "hard to kill."

PE is already in this space — CapitalPad lets you get in too.

​Join CapitalPad​ and tap into one of the most consistent, high-performing asset classes available.

Express interest

Clicking the button will:

1. Take you to CapitalPad

2. Give CapitalPad permission to email you

To learn more about CapitalPad without giving permission to email, ​click here​.

📰 Market Headlines

Markets surged on Trump's first trading day with the Dow up 1.2%, back above 44,000.

• The S&P 500 climbed 0.9% and Nasdaq advanced 0.6%.

• The 10-year Treasury yield dropped to 4.57%, its lowest since December.

President Trump announced plans for a $500 billion AI venture called Stargate, backed by OpenAI, SoftBank, and Oracle.

Twenty-two states immediately filed lawsuits challenging President Trump's executive order to end birthright citizenship.

JetBlue started accepting Venmo for online bookings, becoming the first airline to offer the payment option.

🧠 Make yourself heard

DJT is trying to end birthright citizenship in the United States, which would remove everyone born in the country to a non-citizen.

Opponents say this is unconstitutional, citing the 14th Amendment to the Constitution, which reads, “All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside.”

 📊 Ideas, trends, and analysis

• Gold prices jumped 1.3% to $2,742.57, reaching a two-month high as President Trump's tariff threats rattled markets.

• A bizarre new black market emerged in Brazil, where cow gallstones sell for $5,800 per ounce - more than gold.

😱 Fear and Greed Index

📊 Winners and losers

Earnings, upgrades, and acquisitions

• Netflix added a record 19 million subscribers in Q4; shares soared 10%.

• United Airlines topped Q4 earnings estimates as shares jumped 5%.

• Charles Schwab reported Q4 profit up 44% as asset management fees surged 22% while shares climbed 6%.

• KeyCorp beat Q4 estimates as investment banking fees surged 63%; shares dropped 4%.

• Interactive Brokers reported Q4 EPS of $1.99 as commission revenue jumped 37% and shares advanced 8%.

Market movers

• Perplexity launched Sonar, an AI search API starting at $5 per 1,000 searches, with Zoom already using it for video conferencing.

• Stripe cut 300 jobs in product, engineering, and operations.

• VF Corp announced more layoffs following a previous 242-person reduction, as revenue dropped 6% across all major brands.

• Smithfield Foods seeks a $10.7 billion valuation in IPO, aimed to raise $940 million in its return to US markets.

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