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The war in the Middle East rages on, driving Brent oil above $100/barrel. Rising prices loom heavy over the horizon.

But at the same time, Elon Musk predicts that the economy will 10x in the next 10 years… unless World War III break out.

But those are future predictions based on data we don’t have yet. What we do know is that the median amount saved for retirement for 55-64 year olds is only $30,000.

That’s a tough spot to be in, but there may be a hopeful angle to that situation: today, we’ll cover how low retirement savings may create an REIT investment opportunity moving forward.

More below.

This is not financial advice. Always do your own research. Past performance doesn’t guarantee future results.

🏠 Low Retirement Savings —> REIT Investment Thesis?

Unfortunately, the numbers look grim for retirees. You know as well as we do that $30,000 isn’t enough to retire on in this day and age. A lot of those people probably have mortgages on homes, meaning they’ll likely need to find a way to turn their primary residence into a source of retirement income.

This brings us to a growing structural shift: the "Institutionalization of the Starter Home." When a generation hits retirement age with $30,000 in the bank but $300,000 in home equity, the math points toward a "Sale-Leaseback" trend. We’re seeing more seniors choose to sell their homes to large-scale investors (like Single-Family Rental REITs) to unlock their cash while staying in the home as a renter.

For the investor, this creates a bit of a "dual-moat" thesis:

  • The demand floor: With the income required to buy a median U.S. home now at $111,252 (46% higher than the income needed to rent), the pool of "permanent renters" is expanding by default.

  • The supply squeeze: As long as $100 oil keeps construction and insurance costs high, new housing starts remain suppressed, making existing "starter home" portfolios even more valuable.

Rather than a "collapse," we might be looking at an even bigger transition toward a rental-first economy.

Stocks to watch:

  • Invitation homes ($INVH): The giant in the space, focusing on high-growth Western and Sunbelt markets where the own-vs-rent gap is widest.

  • American homes 4 rent ($AMH): A major player that actually builds its own "Build-to-Rent" communities, bypassing the competitive bidding wars for existing homes.

The bottom line: We don’t have to like the "death of the starter home" to recognize that it’s a massive structural tailwind for the companies that own them. In an era of low savings and high costs, these REITs are becoming the new "landlords of the American Dream." Also, if you didn’t know, Trump’s recent executive order about stopping institutions from buying single-family homes isn’t a “ban"; it’s just an order for the federal government not to assist companies in buying those homes. The more you know!

In partnership with FinanceBuzz

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📰 Market Headlines

US stocks were mixed on Wednesday as oil prices surged and investors digested fresh inflation data amid ongoing chaos in the Persian Gulf.

Oil jumped back into the high $80s after three more vessels were struck by projectiles near the Strait of Hormuz on Wednesday morning. That's at least 14 ships hit since the Iran war kicked off. Brent crude climbed to $89 per barrel while WTI hovered around $87.

  • The IEA announced its largest-ever emergency oil release, 400 million barrels from strategic reserves, to ease the supply crunch. Prices dipped briefly on the news, then snapped right back up.

  • Gas prices keep climbing despite crude's Monday-Tuesday pullback. Average pump prices hit $3.57 per gallon on Wednesday, up $0.64 from last month. The "rockets and feathers" phenomenon (prices shoot up fast, drift down slow) is already haunting President Trump the way it haunted Biden in 2022.

February CPI came in exactly as expected, 0.3% month-over-month and 2.4% year-over-year. No surprises there, though the data doesn't capture the oil shock that's been rattling markets this month.

US tariff revenue fell again in February, dropping over $1 billion from January after the Supreme Court struck down President Trump's IEEPA-based duties. Total collections hit $26.59 billion for the month, the fourth straight monthly decline since October's $31.35 billion peak. About $166 billion in previously collected IEEPA tariffs remains in legal limbo as companies fight for refunds.

Papa John's rocketed 23% on reports that Qatari fund Irth Capital is preparing a $47-per-share takeover bid with Brookfield backing. That would value the pizza chain at roughly $1.5 billion, a 50% premium when the offer was submitted.

Elon Musk unveiled "Macrohard," a joint Tesla-xAI project targeting software disruption. Details remain thin, but the name alone is doing a lot of work.

🤖 AI/Future/Tech News

  • Nvidia dropped $26 billion on open-weight AI models, pivoting from chip supplier to direct OpenAI competitor in the largest open-weight bet ever.

  • OpenAI is reportedly integrating Sora into ChatGPT amid user defections to Claude, potentially flooding the platform with AI video.

  • Grammarly killed "Expert Review" after cloning journalists' voices without consent, including The Verge's editor-in-chief.

🤫 Insider Trading

Stocks

Who bought/sold

Details

Total

Amrize Ltd ($AMRZ)

Chief Technology Officer

Bought 3,000 shares @ $58.72

$176,160

National Presto Industries ($NPK)

Director

Sold 2,417 shares @ $143.97

$347,975

🚚 Market Movers

  • Google closed its largest-ever acquisition, buying Israeli cybersecurity firm Wiz for $32 billion after a year-long regulatory review.

  • Netflix is paying up to $600 million for InterPositive, Ben Affleck's AI moviemaking company, betting on AI-powered production after its failed Warner Bros. Discovery bid.

  • PepsiCo acquired prebiotic soda brand Poppi for $1.95 billion, one of the largest functional beverage exits ever. Founder Allison Ellsworth built the brand from Shark Tank to unicorn status through TikTok virality.

  • Evotec is slashing 800 jobs and closing four sites in its "Horizon" restructuring. The German drug discoverer's stock slid 19% over two days to $2.49.

🎙 Make Your Voice Heard

Will home prices be higher or lower a year from now?

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🎤️ What you said last time

🏀 Alternative Investment of the Day: Sports Trading Cards

Sports trading cards continue to deliver eye-popping returns for collectors and investors, with a Stephen Curry signed Logoman card selling for over $1 million at Goldin's latest auction. The 2024-25 Panini National Treasures 1/1 autographed patch card fetched $1,040,697, while Michael Jordan cards also dominated the auction with a 1997-98 SkyBox Metal Universe Precious Metal Gems card setting a record at $640,500 for a PSA-graded example.

The auction saw multiple records broken across different sports and players, including a Cooper Flagg rookie card at $366,000 and Shohei Ohtani rookie cards commanding nearly $400,000. Most remarkably, even collectibles adjacent to cards are gaining value; a 1983 Michael Jordan Sports Illustrated cover sold for $229,360, setting a record for the highest sale of any sports magazine. With new players entering the market and vintage cards appreciating steadily, sports cards remain one of the most accessible alternative assets for everyday collectors willing to grade, preserve, and hold cards from today's stars.

🎪 Crowdfunding Showcase

Kimani is an invite-only global community that turns curated experiences into lasting relationships. By combining vetted members, local ambassadors, and trusted brand partnerships, Kimani creates continuity across cities and moments, making belonging something that compounds over time.

🧠 The Missing (Market) Links

  • US CPI came in at exactly 0.3% for February, matching forecasts and keeping year-over-year inflation flat at 2.4%, the Fed's favorite kind of boring.

  • The IEA just ordered its largest-ever release of oil stockpiles, 400 million barrels, to calm prices after the Hormuz crisis, but experts warn it might not be enough if the conflict drags on.

  • New cars now average $47,000, up 40% since 2018, as automakers ditched budget models for trucks and SUVs, and households earning under $100K dropped from 50-60% of buyers to just 36%.

  • The aerospace sheets market is projected to hit $2.4 billion by 2028 as aircraft production rebounds and Asia-Pacific emerges as the fastest-growing region for demand.

  • Iran is threatening to push crude to $200 a barrel, and the UK is already drawing up energy rationing plans if gas supplies get squeezed.

📜 Quote of the Day

The best investment you can make is in a company you understand and believe will grow over time.

📢 We want to hear from you.

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Cheers,
Brandon & Blake of Invested Inc

The information provided in Stocks & Income is for informational and educational purposes only and should not be construed as financial advice, investment advice, or a recommendation to buy or sell any securities. Stocks & Income is not a registered investment advisor, broker-dealer, or licensed financial planner. Always do your own research and consult with a licensed financial advisor before making any investment decisions. We may hold positions in or receive compensation from the companies or products mentioned. Disclosures will be made where applicable. Past performance doesn’t guarantee future results.

Stocks & Income, AltIndex by Invested Inc. (AltIndex LLC), Finance Wrapped, The Chain, Future Funders, and Dinner Table Discussions are all owned by Invested Inc.

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