Alts in your retirement fund in 2025

Announcing our new partnership with Alto.

Like us here at Alts, our friends at ​Alto  are on a mission to democratize alternative investing.
Specifically, Alto lets you invest in alternative assets through a retirement account known as an ​Alto IRA​.

Alto IRA accounts are charged a simple quarterly Account Fee based on Total Invested Capital.
Good news: Alts.co subscribers get 50% off Account Fees for the first year.

Disclaimer: Private securities involve risk and may result in significant losses. Important disclosures apply. Alto does not provide investment advice. Consult an investment advisor to determine whether an investment is appropriate for your portfolio.

📰 Market Headlines

Stocks reversed course to start 2025, as tech stocks led losses.

• The S&P 500, Dow, and Nasdaq all closed lower, down 0.2%, 0.3%, and 0.2%, respectively.

• Tesla shares slid over 6% on news of its first annual delivery decline, while Apple fell over 2.5%.

Jobless claims fell to 211,000, the lowest level since March.

A US appeals court blocked the Biden administration's net neutrality rules, citing a lack of FCC authority.

Meta's policy chief Nick Clegg stepped down, replaced by Joel Kaplan.

A Tesla Cybertruck exploded outside a Trump hotel in Las Vegas, killing the driver and injuring seven others.

🔮 Look ahead to next week.

Q4 GDP estimates are coming down while GDP growth for 2025 is ticking up in line (a lower base means more growth from the same output).

Enough of the sensible stuff, though.

Let’s talk Super Bowl ads (get $25 free using that link). There’s a market for which companies will advertise during the big game, and there’s money to be made by checking this site and this site frequently then sniping a market. The big money is around AI companies.

And Perplexity is probably a good bet regardless, given its recent fundraise and its history with Super Bowl ads.

If you think the incoming GOP Congress will be as dysfunctional as the last one, you can bet against Mike Johnson retaining the Speakership. There’s also a 73% chance DJT’s controversial Defense Secretary pick will move forward.

🧠 Make yourself heard

2024 was the S&P’s second big year in a row. What’s going to happen in 2025?

 📊 Ideas, trends, and analysis

• Mortgage rates climbed to 6.91%, the highest level in nearly six months.

• 40% of students reported awareness of AI-generated deepfakes of someone at their school.

😱 Fear and Greed Index

📊 Winners and losers

Earnings, upgrades, and acquisitions

No notable earnings this week.

Market movers

• Apple agreed to pay $95 million to settle a lawsuit over Siri recording private conversations.

• Skydance Media and Paramount Global called on the FCC to reject opposition to their $8.4 billion merger, labeling it "meritless."

• China proposed new restrictions on battery and critical minerals technology exports.

• Thomson Reuters acquired tax automation company SafeSend for $600 million in cash.

• United Steelworkers’ union rejected Nippon Steel's latest proposal to acquire US Steel, calling it a "Hail Mary pass."

Man Who Called Nvidia at $1.10 Says Buy This Now...

• This company signed a major deal with Apple

• Nvidia and Google are invested in this company

• And its tech is found in products from Samsung and Google

Click here for details.

🎤 What you said last time

Today’s lesson is not to take the media narrative for granted.

📺 What to Watch Today