Terms of Service & Privacy Policy

Last Updated: December 16, 2025

1. Terms of Service

The Terms of Service (“TOS”) listed below apply to the Stocks & Income newsletter, website, and all other products and services offered by Invested Inc under the Stocks & Income brand. (collectively the “Services”).

Definitions

• "Agreement" or "Terms of Service" shall mean this TOS.
• “Company,” “We,” or “Invested Inc.” refers to Invested Inc., its affiliates (including Big Plays Only LLC), licensors, and service providers.
• “Services” shall mean all content, information, news, data, emails, or links provided by Stocks & Income.
• “You” or “Your” refers to all subscribers, viewers, and users of any of the Services.

Agreement

The Services are owned and operated by Invested Inc. By accessing the Services or subscribing to our newsletter, you agree to abide by the terms and conditions of this Agreement. If you do not agree, you may not view or access the Services. We reserve the right to change the TOS at our sole discretion. Your continued use of the Services following the posting of revised TOS means that you accept and agree to the changes.

Use of Services

Informational Purposes Only: Stocks & Income is a financial publisher. All content is provided for informational purposes only. The Services are not intended to provide specific financial, investment, tax, or legal advice.

No Recommendations: Invested Inc. does not recommend individual stocks or securities. Information provided is not an offer to buy or sell any security. Our staff are not brokers, dealers, or registered investment advisers. You acknowledge that you are responsible for your own investment research and decisions.

Risk and Disclaimers

• Not Responsible for Losses: Invested Inc. is not responsible for any loss that may be incurred by any person resulting from the use of the Services. Trading in securities involves a high degree of risk and can result in the loss of your entire investment.
• Forward-Looking Statements: The Services may contain "forward-looking statements" regarding future events or financial performance of companies. These statements are based on current expectations and are subject to risks and uncertainties. Actual results may differ materially.
• Accuracy of Information: While we strive for accuracy, the information in the Services is not guaranteed to be accurate, current, or complete. We assume no responsibility for typographical errors or inaccuracies.

Conflicts of Interest

Investment Policy: Invested Inc. owners, employees, and agents may have a present or future financial interest in companies or entities discussed in the Services. This includes the ownership of shares in publicly traded companies discussed in the Stocks & Income newsletter.

Disclosure: We are under no obligation to inform you of specific transactions made by any owner, employee, or agent. By using the Services, you consent to this potential conflict of interest.

Intellectual Property

The content contained in the Services (including newsletter text, logos, and branding) is the property of Invested Inc. and is protected by intellectual property laws. You are granted a personal, non-transferable, limited license to access the content. You agree not to reproduce, duplicate, copy, sell, or resell any portion of the Services for commercial purposes without express written permission from us.

SMS and Telecommunications

We may, in the future, offer SMS/text messaging alerts. By providing your phone number (if applicable), you consent to receive recurring automated marketing and informational text messages from Invested Inc. at the number provided. Consent is not a condition of any purchase. Message and data rates may apply. You can unsubscribe at any time by replying STOP.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, INVESTED INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR INABILITY TO USE THE SERVICES. THIS INCLUDES DAMAGES FOR LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES.

Governing Law and Dispute Resolution

Governing Law: This Agreement shall be governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

Dispute Resolution: Any dispute arising from this Agreement shall be settled by confidential arbitration in Palm Beach County, Florida. If arbitration is unenforceable, you agree to submit to the exclusive jurisdiction of the state or federal courts located in Palm Beach County, Florida.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, no arbitration or proceeding shall be joined with any other, and there is no right or authority for any dispute to be arbitrated or resolved on a class-action basis.

2. Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Information We Collect

• Voluntary Information: We collect information you provide directly, such as your email address when you subscribe to the newsletter.
• Automatic Information: When you open our emails or visit our links, we may collect technical data such as your IP address, browser type, and engagement data (opens, clicks).
• Cookies and Tracking: We use cookies and similar tracking technologies (pixels, web beacons) to analyze trends and administer the website.

How We Use Your Information

We use your data to:

1. Deliver the Stocks & Income newsletter to your inbox.
2. Personalize your experience and improve our content.
3. Display relevant advertising and monitor the effectiveness of our marketing campaigns.
4. Comply with legal obligations.

Third-Party Advertising and Analytics

We do not sell your personal emails to unaffiliated third parties for their direct marketing without your consent. However, we use third-party service providers to support our business operations:

• Ad Networks: We may use third-party advertising networks (such as Meta/Facebook and Reddit) to display ads or retarget users across the internet. These networks may use cookies and pixels to collect non-personally identifiable information about your activities on this and other websites to provide you with targeted advertising.
• Newsletter Platform: We use beehiiv to deliver our emails. Your email address is stored securely on their servers.

Data Security

We implement reasonable security measures to maintain the safety of your personal information. However, no transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

California Consumer Privacy Act (CCPA) & GDPR

Depending on your location, you may have rights regarding your personal data, including the right to access, correct, or delete your data. To exercise these rights, or to request the deletion of your data, please contact us at the email provided below.

CAN-SPAM Compliance

To be in accordance with the CAN-SPAM Act, we agree to:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business.
• Allow users to unsubscribe by using the link at the bottom of each email.

Contacting Us

If there are any questions regarding this TOS or Privacy Policy, you may contact us using the information below: